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Minnesota Housing Finance Agency: Rehabilitation Loan

Rehabilitation Loan Program
Annie Reierson
Annie Reierson
400 Wabasha Street N, Ste 400, St. Paul, MN 55102

MN Relay
711 or 800-627-3529

A deferred loan, up to $27,000, with no interest or payments, that is forgiven after 15 years, available to low-income homeowners who are at or below 30% of the area median income. The funds can be used to make basic improvements to the safety, livability, energy efficiency, and accessibility of the home.

Ages Served:
All ages

Types of disabilities served:
Loan funds can be used to improve accessibility in the home for any type of disabilty

Area of Minnesota served:

Eligibility criteria:
Borrower must own/occupy the home being improved. Household income cannot exceed 30% of area median income. Assets cannot exceed $25,000. All mortgage payments and property taxes must be current. Property must be adequately insured.

Additional notes:
Loan is deferred and forgivable, so borrower does not pay as long as they reside in the home

Funding Assistance:

  • Loan Money
  • Information and Referral

Device Funded:

  • Home/Building Modifications

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For listing updates contact:

STAR Program
358 Centennial Office Building
658 Cedar Street
Saint Paul, MN 55155
Phone: 651-201-2640 or toll free 888-234-1267(voice)
MN Relay: 711 or 800-627-3529
Fax: 651-282-6671

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